Terms of Use

Effective Date: August 6, 2025

Welcome to the Net Zero Finance Tracker ("NZFT"), a platform developed by Climate Policy Initiative ("CPI"). By accessing or using this website, you agree to be bound by these Terms of Use and our Privacy Policy.

Acceptance of Terms

By accessing and using the NZFT website and its services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website.

Purpose and Scope

The NZFT provides data, analysis, and insights related to financial institutions' net zero commitments and climate-related activities. The platform is designed for research, educational, and informational purposes to support climate policy and finance decision-making.

Use of Data and Information

Data Accuracy and Limitations

While we strive to provide accurate and up-to-date information, the data presented on NZFT:

• Is compiled from publicly available sources and may contain inaccuracies or omissions
• Represents a snapshot in time and may not reflect the most current information
• Should be used alongside other sources for comprehensive analysis
• May be subject to different interpretations and methodological approaches

Attribution and Citation

When using or referencing data from the NZFT, please provide appropriate attribution to Climate Policy Initiative and the Net Zero Finance Tracker. We encourage transparency in data usage and welcome feedback on our methodology.

Permitted Uses

You may use the NZFT for:

• Research and academic purposes
• Policy analysis and development
• Educational and informational activities
• Non-commercial analysis and reporting

Prohibited Uses

You may not:

• Use the platform for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the website's functionality
• Use automated systems to extract large amounts of data without permission
• Misrepresent or manipulate the data for misleading purposes

Disclaimer of Warranties

The NZFT and its content are provided "as is" without warranties of any kind, either express or implied. CPI does not warrant that the website will be uninterrupted, error-free, or free of harmful components. We disclaim all warranties regarding the accuracy, completeness, or reliability of the information provided.

Limitation of Liability

To the fullest extent permitted by law, CPI shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the NZFT or reliance on the information provided. This includes, but is not limited to, investment decisions based on the data presented.

Intellectual Property

The design, layout, and original content of the NZFT are protected by copyright and other intellectual property laws. While the underlying data is often from public sources, the compilation, analysis, and presentation represent the intellectual property of CPI.

Third-Party Links

Our website may contain links to third-party websites or services. CPI is not responsible for the content, privacy practices, or terms of use of any third-party sites. We encourage you to review the terms and privacy policies of any third-party sites you visit.

Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Material changes will be posted on this page with an updated effective date. Your continued use of the website after such changes constitutes acceptance of the new terms.

Governing Law

These Terms of Use shall be governed by and construed in accordance with applicable laws. Any disputes arising from these terms or your use of the website shall be subject to the exclusive jurisdiction of the appropriate courts.

Contact Information

If you have questions about these Terms of Use or need to report any issues, please contact us:

Thank you for using the Net Zero Finance Tracker. Together, we can advance transparency and accountability in climate finance.